Our Products

Health Reimbursement Arrangement

We offer health reimbursement arrangement (HRA) administration with design flexibility and seamless implementation.

Employers decide on a fixed amount each year to fund HRA plans from which employees can be reimbursed for qualified medical expenses.

Employees receive tax-free reimbursement dollars and employers may claim tax deductions on all reimbursements. The funding amount is at the discretion of the employer, but all workers in the same class of employees must receive the same contribution.

This model provides consistent budgeting parameters for employers while also giving greater flexibility in covering atypical medical expenses.

Consistent Budgeting


While not a fully insured plan, you maintain a consistent and predictable annual budget with all the benefits of a self-funded solution.

Financial Reimbursement


While carriers keep any unused funds in traditional health insurance plans, savings from an HRA may be carried over each year.

Transparency and Flexibility


Monthly statements offer you transparency into the performance of your plan so you can have the confidence that your funds are well-managed.

Risk Management


Unlike a fully insured plan, overages are possible. Stop Loss will help you mitigate risk and manage any unexpected claims.

Customization


Your employee population is unique. We can help you customize your plan to your particular population needs.

Concierge Care


Your employees have access to our concierge care team. We’re here to help them manage every aspect of their healthcare journey, resulting in better outcomes and lower costs.

Case Study

Flexible Treatment Options

Debilitating chronic disease is already enough of a burden, we find the best care solution to meet each member’s needs.